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MySai Bank Patsanstha
MySai Bank Patsanstha
© 2026
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Short Description
<p>Avail loan against your fixed deposit without breaking your savings.</p>
Long Description
<p>Continue earning on your fixed deposit while accessing funds for urgent needs. No need to prematurely close your FD — get liquidity with lower hassle and branch support.</p>
Highlights (one per line)
Keep FD active and earning Quick liquidity Lower documentation No pre-payment penalty
Benefits (one per line or rich text)
<p>Keep FD active Quick liquidity Lower hassle Branch support</p>
Information Section
<p><strong>Information:</strong></p><ol><li>Loan sanctioned against existing fixed deposit.</li><li>FD continues to earn interest during loan period.</li><li>Loan amount up to a percentage of FD value.</li></ol>
Shown as "Information" on deposit/loan detail pages.
Required Documents
<p><strong>Required Documents:</strong></p><ol><li>Loan application form</li><li>Photograph</li><li>PAN Card</li><li>Aadhaar Card</li><li>FD receipt / passbook</li></ol>
Eligibility / Who Can Apply
<p>Any member with an active fixed deposit at the institution can avail this loan without additional heavy documentation. Interest rates on deposit-backed loans are lower than regular loans.</p>
Interest / Rate Table
No rate table
3 Column (Deposit rates)
4 Column (Loan rates)
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Specifications
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Loan Image